Calculators & Tools

Free, anonymous calculators to help you estimate your coverage needs before you speak with an agent.

Family Protection Planner

Our most comprehensive tool. Create a full, plain-English educational summary of your family's coverage needs based on income, mortgage, and debts.

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Simple Coverage Estimator

A quick way to estimate your life insurance coverage need using standard industry rules of thumb (like 10x your income).

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Policy Review Checklist

Organize the questions you should ask before keeping, canceling, or replacing an existing life insurance policy.

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Mortgage Protection Guide

Understand mortgage protection coverage, how it differs from term life, and what questions to ask before buying.

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Final Expense Guide

Understand burial insurance, common coverage amounts, qualification basics, and alternatives to consider.

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Term Length Calculator

Should you get a 10, 20, or 30-year term? Figure out how long your coverage needs to last.

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These calculators provide general educational estimates based on the information you enter. They are not insurance, legal, tax, or financial advice. Coverage needs vary by household, state, product type, underwriting, budget, and goals. Consider discussing your results with a licensed insurance professional.